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Web discover bank offers cds with interest rates ranging from 2.00% to 5.20% apy, and ira cds with 2.00% to 5.20% apy. Web discover bank offers cds with interest rates ranging from 2.00% to 5.20% apy, and ira cds with 2.00% to 5.20% apy. Web open a cd account online and earn more on your terms with discover cd.